Ready to step into the driver's seat?

Here at Alabama Credit Union, we want you to feel good about your purchase.

That’s why our auto loans are easy to apply for and hassle-free! The best part is that the repayment plans are flexible and we offer competitive rates with our loans starting at just 4.99%.

It just takes your email address to get started and leave it to us to figure out your low monthly repayments.

Apply for a loan now!

At Alabama Credit Union, Car Loans Start At 4.99%

Let's start with your name and email address:

LET'S GO!

Locations Across Alabama and North Florida

119000

Members strong and counting

Years serving the community

New, used, or refinanced – we have an option just for you!

Whether you’re looking for a brand new or a used vehicle, we can help you find the right loan for you.

Beat sky high interest rates and find a loan with competitive rates and high approval rates to take some of the stress away making you one step closer to getting behind the wheel.

There’s multiple payment options and the whole process is easy, because we don’t want to bury you in paperwork, we want to get you on the road!

At Alabama Credit Union we're speedy, and transparent and help you get the vehicle you want so you can feel good about your purchase!

There’s no overcomplicated process, in fact, we make it so easy and quick that you can focus on being excited to start driving your new vehicle.

New or Used Auto Loan - Our affordable auto loan terms are up to 72 months so you have more flexibility, plus there’s no penalty for paying off the loan early! One of the best parts is you can get up to 120% auto financing with Guaranteed Auto Protection & Mechanical Breakdown Protection so you can feel confident on the road.

Refinance Your Auto Loan - If you’ve already financed your vehicle but want a lower monthly payment on your auto loan then we can help! Our flexible lenders will help you refinance your loan and help you lower your payments.

Enterprise Car Sales - You don’t have to pay more than you want to for a car! We’ve teamed up with Enterprise Car Sales so you can shop low-mile 1-to 3-year-old vehicles. They’ll still have the latest features you want and you’ll get friendly customer service with an upfront price so everything’s clear, simple and affordable.

LEARN MORE

1) Enter your email to get started

2) Select your loan options

New or used car? Tell us the car cost and down payment.

3) Fill in your personal information

And just like that, Alabama Credit Union will review your loan application and let you when your financing is ready!